Don’t Limit Your Business

Legacy players and DIYers have taken credit cards and rewards programs as far as they could. We’ll take it from here.


First things first, let’s talk about you.

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Our turnkey Branded and Co‑branded credit card programs are digital first, mobile centric, and highly configurable.


Go to market
in 90 days

Most credit platform companies take 18-24 months. We’re cloud-based, so you can be up and running in as little as 90 days.



With our flexible data architecture, just about anything you can think of is up for configuration: features, functionality, rewards, perks, and economics.


Underwrite smarter, not harder

Who wants to mine 2.5 billion data elements while underwriting? Nobody. So we make a machine do it. A 5th-gen AI machine that learns as it goes.


Deserve is the only credit card program of its kind.

We’re cloud-based, API-centric, and expert navigators of the regulatory landscape. Simply put, we’re more nimble and more knowledgeable.

  • If we can move from a contract signing to a product that is working in less than 6 months — that will be a new standard in the industry.

    Raymond J. Quinlan Exective Chairman & CEO, Sallie Mae
  • Deserve was able to quickly implement a full credit card program for both our students and alumni that makes sense for the members of the NJIT community.

    Joel S. Bloom NJIT President

    The ever-growing list of our partners’ industries:

    Partner With Us
    • Banks and financial services
    • Fintechs
    • Digital native brands
    • Consumer brands
    • Universities and associations